Terms of Service

Account Registration

To use subdream as a business, you must:

  • Create an account using OAuth authentication

  • Maintain the security of your account credentials

You are responsible for all activities under your account.

Account maintenance

To continue using subdream as a business, you must:

  • Provide accurate business and contact information

  • Keep your account information up to date

You are responsible for all activities under your account.

Payment Processing

Our payment services include:

  • One-time payment processing

  • Subscription management

  • Payment template creation

  • Automated payment tracking

All payment processing is handled through Stripe's secure infrastructure.

data deletion

You can request to delete your data by contacting us at support@subdream.io.

report abuse

subdream does not tolerate abuse of our platform. If you believe payment methods are being abused, contact us at support@subdream.io

A thorough investigation will be conducted, and if the evidence is sufficient, the payment method will be disabled. The business will be notified of the abuse and the payment method will be disabled.

If the business and/or business owner are found to be in violation, they may be banned from subdream.

Please provide as much detail as possible when reporting abuse, preferrably with screenshots, videos, signed documents, or other evidence of a breach of contract or abuse.

Fees and Charges

Our fee structure includes:

  • Standard processing fees for transactions

  • Additional fees for refundable payments

  • Bank transfer fees where applicable

All fees are transparently displayed before payment processing.

Refunds

  • Refunds are available for refundable payments within 3 months of the transaction.

  • Non-refundable payments will be clearly marked during the checkout process.

  • Business owners using subdream can decide whether or not payments and deposits are refundable. Both the customer and business owner are responsible for understanding and communicating the refund policies for that business and specific payments.

  • Please note that processing fees are non-refundable. This policy is essential for our business operations, as allowing refunds on processing fees would result in significant financial loss. This follows Stripe's policy on this topic. For more information on this policy, please refer to this Stripe support question.

Disputes and Chargebacks

When a customer files a dispute (chargeback) with their bank:

  • The business will be notified immediately and given the opportunity to respond with evidence.

  • If a dispute is lost, the disputed amount must be repaid to subdream.

  • For lost disputes, we will first attempt to recover funds from the business's connected account.

  • If insufficient funds are available in the connected account, we will attempt to charge the payment method on file.

  • Multiple repayment attempts may be made if initial attempts fail.

  • Businesses are responsible for maintaining sufficient funds or valid payment methods to cover potential dispute losses.

  • Failure to repay dispute amounts may result in account suspension or legal action.

Business Verification

To process payments, businesses must:

  • Complete Stripe account verification

  • Provide valid business documentation

  • Maintain accurate business information

Small business guarantee

subdream guarantees that all payments are processed securely and efficiently.

subdream cannot guarantee that all customers will provide valid payment methods. in this case, subdream will attempt to charge the payment method on file.

if the payment method is invalid or the charge fails for other reasons, the business will be notified.

for some failures, (e.g. insufficient funds) we will attempt to charge the payment method on file again, up to 3 times. After each attempt, both the business and customer will be notified of the result.

we strongly encourage that businesses using subdream perform their own due diligence before servicing customers. this can be done by requesting a deposit through subdream.

Prohibited Activities

Users must not use subdream for:

  • Illegal transactions or products

  • Fraudulent activities

  • Transactions prohibited by Stripe's terms of service

Violations may result in immediate account termination.

Service Modifications

subdream reserves the right to:

  • Modify or discontinue services

  • Update fees and payment terms

  • Change these terms of service

Users will be notified of significant changes via email.

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